Trina Knoche, Medicare Insurance Agent
Trina Knoche
Medicare Agent Licensed in WA
Contact Details
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Location
Port Orchard, WA
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Phone
Trina Can Help With:
About Me
Hello, I'm Trina, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Trina Knoche
I just enrolled in Medicare, and I've got my Part A and B, but I'm hearing there are gaps in coverage. What are these gaps exactly?
Answer: The major gap with Original Medicare A (which is your inpatient hospitalization) is the $1676 deductible (2025) for the first 60 days of being admitted into the hospital. Each time you go into the hospital for something different, you get another $1676 deductible, which will turn into a daily rate after the first 60 days. The major gap with Medicare Part B (which is all other outpatient services), is that it only covers 80% of all your medical bills. You are responsible for the other 20%. The is also an annual deductible of $257 for 2025. Original Medicare does not cover prescription drugs (which you'll get penalized for if you don't have a plan), long-term care services, and most dental, hearing, vision services, and chiropractic services.
What do you like most about being a Medicare agent?
Answer: The most rewarding aspect of helping folks with their Medicare Journey is just that, helping people. Medicare is confusing and everchanging. My team and I are constantly learning plan benefits, new laws and guidelines to be a resource in our community. It is a lot of work, but all worth it to give someone piece of mind with something as important as their health insurance.
Is Original Medicare or Medicare Advantage better? Why do you recommend one over the other?
Answer: There isn't really a one size fits all answer for that question. It depends on if you have other coverages available to you and your overall health needs. Medicare Advantage adds to what Original Medicare has to offer, but it is through another company and depending on what stage of life you're in, that may not always be the route to take.