Tiffany Moore, Medicare Insurance Broker
Tiffany Moore
Tri States Financial
Medicare Broker Licensed in MS, AL, AR and TN
Contact Details
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Location
Olive Branch, MS
About Me
Relationship Centered Assistance throughout your lifetime!
I am dedicated to educating consumers on the complexities of Medicare and guiding them as they enroll, explore plan options and to be by their side beyond enrollment.
You can trust that I will be an advocate for you and what is in your best interest based on your specific situation. Medicare is not" one size fits all! " It is important to know and trust your agent.
Let me be your personal licensed agent!
Q&A with Tiffany Moore
Am I eligible for a Special Enrollment Period if I lose employer coverage?
Answer: If you are leaving employment you will be eligible for a special enrollment period. You will need to enroll no later than 60 days after your employer coverage ends if it was creditable coverage.
What is one of the the most common misconceptions people have about Medicare?
Answer: One of the biggest misconceptions about Medicare is that coverage is "one size fits all." In reality, coverage options, provider access, medications, extra benefits, and plan types will vary depending upon an individual's financial situation, location, and health needs. Enrolling in a plan that does not best meet an individual's needs can end up causing them to have unnecessary expenses or be unable to see the doctor that they prefer.
I'm enrolled in a Medigap Plan F, and I'm not sure how my emergency room visits are handled. Is there a copay I should expect?
Answer: With a plan F you should not expect to pay any out of pocket expenses because you pay the premium for Plan F. That gives you full coverage on any services at any facility that accepts Medicare in the U.S. . In an emergency, a true emergency situation, you will be covered anywhere.
Can I change my Supplemental/Medigap plan at any time?
Answer: You are allowed to enroll in a Medicare Supplement any time after you enroll in Parts A& B - you must have both parts. If you enroll in a Medicare supplement during your initial enrollment period ( 3 months before and after your 65th birthday) you will be guaranteed to be approved. After that time period you may have to go through medical underwriting and it is not guaranteed you will be able to enroll depending on the underwriting guidelines that vary by carrier.