Steven Maicus II, Medicare Insurance Agent
Steven Maicus II
Medicare Agent Licensed in NY
Contact Details
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Location
Peru, NY
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Phone
Steven Can Help With:
About Me
Hi, my name is Steven and I am your local Medicare insurance agent. The Medicare process can be confusing & even overwhelming at times. I am not only an Agent but a dedicated advocate for my clients, I will work with you & assess your specific needs. I partner with my clients in getting all the benefits they are entitled to & pride myself in being a resource for them on their Medicare journey. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget, I look forward to providing my services at no cost to you, Get in touch with me today to explore the best Medicare insurance options for you because you matter.
Sincerely Steve,
Directions to My Office
Q&A with Steven Maicus II
What do you like most about being a Medicare agent?
Answer: Its personal, I love the relationship that I have with my clients & being available to answer questions and give peace of mind, Medicare can be confusing I love being a trusted local resource.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: PPOs offer greater choice in healthcare providers, including those outside the network, while HMOs typically require staying within the network for covered services.
My doctor prescribed physical therapy, but I'm not sure how many visits Medicare will cover. How do I find out?
Answer: Part A: Covers inpatient physical therapy in a hospital or skilled nursing facility.
Part B: Covers outpatient physical therapy, which is the most common type.
Medical Necessity: Medicare will pay for physical therapy that is deemed medically necessary to improve or maintain your health
Do I have to answer health questions when switching from one Supplemental/Medigap plan to another?
Answer: You may have to answer health questions when switching from one Medigap plan to another, but it depends on your specific situation and the state where you live. During your initial 6-month Medigap Open Enrollment Period, you can typically switch plans without answering health questions. However, outside of this period, or in states with less favorable rules, you may have to answer health questions and could be turned down or charged more for pre-existing conditions.
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: Working with a local Medicare agent is personal and gives you the ability to build a lasting relationship.. You gain a " Go To " resource helping you navigate your Medicare needs.