Stacey Gaines, Medicare Insurance Agent
About Me
Hello! I'm Stacey, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Stacey Gaines
I want to switch to Medicare Advantage this year. How do I do this?
Answer: Contact an agent that’s knowledgeable and you can connect with to help you analyze what is best for you during this season. Gather all of your information from the last year such as: doctors, medicines and condition to share.
What's the most important question I should be asking about Medicare that I probably haven't thought of yet?
Answer: The most important question you might not be asking is how much you could spend out-of-pocket for health instances (for example: like a hospital stay or serious illness). Further more, cost of medical deductibles, copays, and coinsurance can add up significantly beyond the monthly premium.
What are the reasons why I should work with a Medicare agent?
Answer: Local Agents can conduct a needs analysis and are more familiar with your communities services. Having the ability to connect with a local agent can result in many needs being met when it’s really needed during challenging times in a seniors’ life.
Why do some people regret choosing a Medicare Advantage plan over Original Medicare?
Answer: People choose Original Medicare over Medicare Advantage primarily for greater freedom to see any doctor or hospital that accepts Medicare and to avoid provider networks and referrals. However, there are out of pocket expenses depending on each individuals needs and an advantage plan or supplemental (medigap) plan can be very useful.