Sheila Simpson, Medicare Insurance Agent
About Me
Hello! I'm Sheila, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Sheila Simpson
Why is regular Medicare better than an advantage plan?
Answer: Why do somepeople like tomatoes, just some do not? Original Medicare is not better than an advantage, each one has a job to help with the cost of medical expenses and care in seniors.
Is it ok to meet with multiple Medicare Brokers and Agents as I start looking for help?
Answer: Yes, you have the right to meet with multiple Medicare Broker and or agents. However, it can become very confusion if you talk to too many agents.
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: Unfortunately this in not just a simple answer, more information is need to answer this question. Will you or are you going to continue to work, with credible health insurance. But at a the bare minimum you should make an appointment at your local Social Security office to inquire about enrolling in Medicare part A, and depending on your unique situation also Medicare part B.
Can you just have A and B and not enroll in anything else and still have good coverage?
Answer: No, it is not a good idea to only have Medicare part A and B. It is suggested but not required to inquire about a part D for prescription medication, because just A and B does not cover this part, even if you are not taking any medication. No one knows what will happens in the future, and not enrolling in a part D could result in a increased monthly life time penalty.
I'm on Medicare but recently declared bankruptcy due to medical bills. How will this affect my coverage and options going forward?
Answer: Medical bills can be very expensive, however bankruptcy will not affect your coverage going forward.
Why do some seniors end up paying lifelong penalties for Medicare Part B or Part D?
Answer: Some Seniors pay a lifetime penalty for not having credible coverage. coverage for a period of time.
What's the cheapest way to get Medicare coverage if I only need basic hospital care?
Answer: Everyone situation is different before making a choice to only keep hospital Medicare I would suggest having a clear understanding, since as we get old our health can change.
Should I sign my parents up for Medicare?
Answer: HWhat are the ages of your parents? You are able to assist them; however, unless you possess power of attorney, they will need to complete the process themselves through Social Security.