Sarynthia Cordell, Medicare Insurance Broker
Sarynthia Cordell
Healthcare Solutions Team
Medicare Broker Licensed in TX, MI and OH
Contact Details
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Location
College Station, TX
Sarynthia Can Help With:
About Me
Greetings! I'm Sarynthia, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Sarynthia Cordell
Are mental health services like therapy fully covered under Original Medicare?
Answer: This is a great question. Services therapy, counseling, clinical social worker, psychiatric evaluations, and medication management are recognized as outpatient treatment and fall under Part B coverage. Like other outpatient services there are some out of pocket costs to be aware of like the Part B deductible which is expected to be $288 in 2026. Once the deductible is met, you would be responsible for a 20% of the Medicare approved costs. So, in short, Original Medicare does NOT fully cover mental health services.
However, there are other Medicare options available for those who have a higher need for these types of services. One option to consider is Medicare Advantage Plans (Part C). These plans often have low to no costs mental health services built into the packages. Another option would be adding a Medigap plan to help cover costs not covered by Part B. There are also community resources available and Telehealth expansions. Speak with a Medicare specialist about your specific needs so they can help you tailor your coverage to fit you. Consultations are always available at no cost and no obligation.
I need a hearing aid but I've heard Medicare doesn't cover them. Is there any way around this?
Answer: That is correct, original Medicare does not cover hearing aids. However, many Advantage Plans do. Other ways to get support are through charity programs, state Medicaid programs for people who qualify, and there are even some Rx discount programs that offer upward of 40%. These days, certain life insurance policies can provide additional benefits through indemnity and supplemental coverage. OTC (over-the-counter) hearing aids are available for a much lower cost but it’s important to consult with your healthcare provider before purchasing. Much like glasses, without proper guidance you run the risk of possibly causing harm or even injury.
If having coverage for hearing loss testing and treatment is important for you, speak to a broker or agent to help determine what’s best for you. Consultations are always readily available and they are provided at no cost.