Ronnie Robinson, Medicare Insurance Broker

Answer: I love helping people stay connected to the comfort they have had or the new comfort they need as they enter into the Medicare space. I know it can be confusing, so I let them know that the relationship is with me and our team, not the different carriers available. That being said, if there are mid-year or annual changes, our team is just a call away for the ultimate peace of mind during these golden years!

Answer: Once you are approved for your Medicare plan, your upcoming health conditions will be subject to the terms of your current plan. Depending on your plan, annual changes may affect your coverage, so it's a great benefit to keep in touch with us to share and possibly adjust as needed annually.

Answer: Yes, Medicare will cover the cost of Medicare treatment, subject to the agreement of the additional plan that you have in place, if any. We recommend reaching out if advance notice can be given for treatment.

Answer: If your doctor approves a medical procedure, and you have the proper referrals in place. I have seen decisions made in a reasonable amount of time. Likewise, if none of this is in place, it may be a frustrating process and depend on the plan in place.

Answer: In most states, there are critical and chronic special needs plans that are available for these situations. A phone call to our team can provide peace of mind and a solution.

Answer: We offer International Travel Insurance that will provide the coverage needed to get you the care needed abroad, or it includes a life flight home as well. A simple call for a quote is all that is needed.

Answer: The pros of Plan N are lower premiums; cons are the annual deductible and copays for services. The Plan G pros are that you will only owe the annual deductible, and in most cases, remaining charges will be covered by the Plan G; the cons of the Plan G are the high premiums in some states.

Answer: You may be subject to penalties without proof that you had creditable coverage prior to being eligible for Medicare, especially if outside of your initial enrollment period around your 65th birthday. Those penalties could last for the rest of your life.

Answer: I always start new Medicare clients with a Medicare 101, either virtually or in person. I'm also in the process of starting webinars to help with this process on a monthly basis

Answer: Medicare Advantage plans are based on the zip codes where they are available. Therefore, whenever you move, we should talk.

Answer: You will want to have a copy of the power of attorney for your parent with you, either physically or electronically. Your parent may be eligible for a special enrollment period at the time of documented diagnosis.

Answer: For these questions, we pull in the respected personnel to help our clients on an individual basis, depending on the situation. We have seen that most families' options are different.

Answer: It depends on the individual; even in a marriage, people need or want personalized coverage. Being a national independent broker, we have the ability to show each person both options.

Answer: As you can see with the current or past government climates, at any moment, the plans associated with the government can change. Instead of keeping up with the changes, leave it up to us to help you navigate through them regardless of the changes.