Ron Ray, Medicare Insurance Broker
Ron Ray
Turning 65 Solutions
Medicare Broker Licensed in TX
Contact Details
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Serving
Texas
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Phone
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Website
Ron Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Hi, I’m Ron Ray, founder of Turning 65 Solutions and a Medicare advisor serving New Braunfels and the surrounding communities.
With over 17 years of experience in insurance and retirement planning, I focus on helping individuals make informed Medicare decisions that align with their overall financial picture. I take an educational approach—breaking down Medicare Supplement plans, Medicare Advantage options, and prescription drug coverage so you can choose with confidence.
I’m also the host of the weekly radio show “To Your Health and Wealth,” where I help educate our local community on Medicare and retirement topics.
My services are always provided at no cost, and I’m here to make Medicare simple.
Directions to My Office
My Google Reviews
172 Total Reviews (4.9 )
June 8, 2026
Peyton was very helpful and knowledgeable of the Medigap supplement insurance I need to get the coverage and save me on monthly premium
June 8, 2026
Peyton Hanigan was very kind and professional helping me set up my Medicare and supplemental insurance plans. I would highly recommend working with her.
June 5, 2026
Peyton is a treat to work with. She answered all my questions about Medicare and relieved all my anxieties. I highly recommend you coming here for all your Medicare needs!
June 4, 2026
Quick, easy. Peyton is pleasant, professional and thorough. I know Turning 65 Solutions is working on my behalf. They just lowered insurance cost for my husband and me, and we didn't have to ask!! Have been with them for 10 years and service is excellent!!
June 3, 2026
This Insurance is one of the best we have seen. one of the most friendly and helpful places we have ever dealt with. I would give them an A+.
Q&A with Ron Ray
What's the financial risk of sticking with Original Medicare without a Medigap plan?
Answer: Original Medicare has no out-of-pocket maximum. That means there’s no limit to what you could pay if you get seriously sick. You’re responsible for hospital deductibles and 20% of most medical bills, with no cap. A major illness can easily mean tens of thousands of dollars.
If you skip Medigap when first eligible, you may not be able to get it later if your health changes.
Simply put: Original Medicare alone leaves you financially exposed. Medigap turns unlimited risk into predictable costs.