Rachel Williams, Medicare Insurance Broker
Rachel Williams
Mullen & Associates
Medicare Broker Licensed in MO, IL, KY, MS and TN
Contact Details
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Location
University City, MO
Rachel Can Help With:
About Me
Working in the Medicare world for the past 14 years, I have been able to help all beneficiaries understand and make an educated decision about what they are entitled to and what best suits their needs.
Directions to My Office
Q&A with Rachel Williams
What are some common emotional barriers families face during caregiving transitions?
Answer: not knowing the limitations and who to get answers from.
Ex: Long Term Care or Custodial Care isn't covered by Medicare so plans don't cover this.
Also time limits in skilled nursing or physical therapy
Can I temporarily add travel or out-of-state coverage options?
Answer: some plans offer this coverage it depends on how you getting coverage. original Medicare is a federal program similar to social security if you have some of the plans it depends on those coverage limits
I've been on a Part D plan for a while, and I'm wondering why my generic prescriptions suddenly cost more. Did something change?
Answer: part d generic medicines can be in a tier 1-5 so it depends on the medicines. This is also very strange because part D changed in 2025 for a $2000 MOOP
I'm caring for my spouse with dementia and experiencing caregiver burnout. Will Medicare cover any mental health support for me?
Answer: Original Medicare does offer some help. If you want more detailed help, you're talking about a Medicare supplement or a Part C. If you need help navigating this, please contact me.
What are the reasons why I should work with a Medicare agent?
Answer: Because an agent can keep you updated on the plans and help you understand what is best for your needs
I'm on an expensive specialty medication. Will the 2025 Part D changes help someone in my situation?
Answer: YES with the Part D having the 2000 depending on the meds you should be able to be on a Prescription Protection Plan