Oberto Ramirez, Medicare Insurance Agent

About Me

Hi, my name is Oberto and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!

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Q&A with Oberto Ramirez

I'm a smoker trying to quit. What smoking cessation benefits does Medicare offer for someone in my situation?

Answer: Part B offer up to eight counseling sessions per year at no cost for the member.

It may be a very valuable resource.

Does Medicare have a deductible?

Answer: Yes, original Medicare (A+B) do have deductible. Some members enroll in Part C to save money and avoid deductibles and other charges.

What are the reasons why I should work with a Medicare agent?

Answer: It may be complicated to understand when and how to enroll, the vocabulary and to be able to get the best plan for your needs, the agents know it all.

I signed up for part A. I'm still on my husband's insurance so I didn't sign up for part B. is there a form I need to fill out stating I'm still on my husbands insurance?

Answer: NO, no form to fill until you are going to enroll in part b and you have to proof that you qualify for SEP if it's the case