Nathan Curry, Medicare Insurance Broker
Nathan Curry
USA Benefits Group
Bilingual English & Español
Medicare Broker Licensed in FL, AL, AR, AZ, CT, GA, IA, KS, KY, LA, MD, MI, MN, MO, MS, NC, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VA, WI and WV
13+ Years of Experience
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Edgewater, FL
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About Me
With more than 10 years of experience in the health insurance industry, Nathan Curry is an independent Medicare broker who believes in a simple philosophy: education first, enrollment second.
Medicare is not one-size-fits-all. Before discussing which plan to choose, Nathan takes the time to help you understand how Medicare works, the differences between your options, and the potential advantages and tradeoffs of each path. The goal is for you to understand your decision—not simply be told which plan to choose.
Why Work With Nathan?
Independent Medicare Expertise: Nathan works with multiple insurance carriers and can help you compare Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plan options. He isn't tied to one insurance company, allowing the conversation to focus on your needs rather than one carrier's products.
Service That Continues After Enrollment: Nathan and his team at USA Benefits Group believe the relationship shouldn't end when your application is submitted. Clients have a team they can turn to with questions and for ongoing Medicare guidance as their needs change.
My Google Reviews
252 Total Reviews (4.9 )
July 21, 2026
Nathan and Catherine are the best. I love their service - both are pleasant and thorough explaining your benefits. Kudos to the team
July 21, 2026
Nathan and Catherine are the best. I love their service - both are pleasant and thorough explaining your benefits. Kudos to the team
July 20, 2026
I recently enrolled in Medicare with the extraordinary help by Lindsey Lazrovitch of Nathan Curry’s group. Lindsey was very professional, patient, efficient, and a very clear communicator. I am very pleased with the policy I bought. Thank you Lindsey!
July 20, 2026
I recently enrolled in Medicare with the extraordinary help by Lindsey Lazrovitch of Nathan Curry’s group. Lindsey was very professional, patient, efficient, and a very clear communicator. I am very pleased with the policy I bought. Thank you Lindsey!
July 20, 2026
Nathan and Catherine made changing my insurance so easy. They go above and beyond for their customers. I wish I would’ve done this a lot sooner. I would recommend this company 100 times over thank you Nathan and Catherine for all your hard work.
Articles by Nathan Curry
Q&A with Nathan Curry
Can my daughter work with a Medicare agent or broker on my behalf?
Answer: Yes, absolutely. In fact, many of the Medicare clients I work with have an adult child helping them through the process.
Your daughter can gather information, compare options, attend appointments, ask questions, and help you evaluate plans. The only limitation is that if she is not your legal Power of Attorney (POA), she cannot enroll you in a Medicare plan on your behalf without your participation.
Once we’ve identified the best option, we’ll simply schedule a time when you’re available and complete the enrollment together. That can be done through a three-way phone call, a Zoom meeting, or an in-person appointment. Many families find this approach helpful because it allows everyone to be involved in the decision and ensures that the parent understands and agrees with the coverage being selected.
How might artificial intelligence change how Medicare approves claims in the future?
Answer: Artificial intelligence is likely to play a significant role in how Medicare processes and approves claims in the future. AI could help speed up the review process by rapidly analyzing large amounts of data to detect patterns, flag potential fraud, and ensure claims comply with coverage guidelines. This could result in faster approvals and fewer delays for people waiting for critical care or reimbursement.
However, it is critical to strike a balance between efficiency and accuracy. Human oversight will still be required, particularly in complex cases, to ensure that people are not unfairly denied coverage. Overall, AI has the potential to improve the system's efficiency and responsiveness.
Does Medicare fully cover nursing home care, and are there alternatives?
Answer: Long-term nursing home care is not fully covered by Medicare, as is commonly believed. Medicare Part A may cover a short stay in a skilled nursing facility, but only under certain conditions, such as following a qualifying hospital stay and requiring skilled care. Even then, the coverage is limited to 100 days. The first 20 days are completely covered, but on day 21, there is a daily copay.
Medicare does not cover long-term custodial care, which includes assistance with daily tasks such as bathing, dressing, and eating. Long-term care insurance, Medicaid (if you qualify financially), hybrid life insurance policies with long-term care benefits, or personal savings and assets are all options for paying for this type of care.
Do I have to answer health questions when switching from one Supplemental/Medigap plan to another?
Answer: Thinking that Medicare covers everything 100% including dentistry, vision, hearing, and long-term care is one of the most often held false beliefs about Medicare. The truth is, Original Medicare (Parts A and B) has gaps in coverage, which is why many people need additional plans like a Medicare Advantage or a Supplement to help cover those out-of-pocket costs. It catches a lot of people by surprise if they don’t plan ahead.
What is one of the the most common misconceptions people have about Medicare?
Answer: One of the most common misconceptions people have about Medicare is thinking that it covers everything 100%, including things like dental, vision, hearing, and long-term care. The truth is, Original Medicare (Parts A and B) has gaps in coverage, which is why many people need additional plans like a Medicare Advantage or a Supplement to help cover those out-of-pocket costs. It catches a lot of people by surprise if they don’t plan ahead.
What do you enjoy most about working with Medicare clients?
Answer: What I enjoy most about working with Medicare clients is being able to simplify a complicated process and help people feel confident in their decisions. Medicare can be overwhelming, especially with all the different parts, plans, and rules. I really enjoy breaking it down, answering questions, and finding the best plan to fit each person’s needs. It’s rewarding knowing they walk away with peace of mind and coverage they can count on.