Michael Young, Medicare Insurance Broker
Michael Young
20/20 Employee Benefits
Medicare Broker Licensed in CA, AZ, ID, NC and NV
16+ Years of Experience
Contact Details
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Location
Exeter, CA
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Phone
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Website
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About Me
My name is Michael Young from 20/20 Employee Benefits. Our combined experience of over 60 years positions us to help our clients with complex and creative insurance solutions and packages. We specialize in Medicare programs, Supplements, Drug Plans, and recommending prescription options through Canada and Manufacturer discounts. Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Michael Young
What do you enjoy most about working with Medicare clients?
Answer: The best thing about working with Medicare clients is how rewarding it is helping them navigate the best plans that fit their lifestyle and building a personal connection with them for life as a retiree
What’s one hidden Medicare expense that people don’t think about until it’s too late?
Answer: Today I spoke to a retiree referred by a current client. She had dropped her Medicare Supplement because she was healthy and not seeing a return on her money. One of the costs she never considered was a heart attack. Under Part B of original medicare, she is responsible for her Part B Deductible ($257 for 2025) plus 20% of the cost. A heart attack can easily cost $5k or more dollars with just Part A and Part B.
I'm turning 65 soon, when can I enroll in Medicare?
Answer: 3 months before you turn 65, you can enroll in Part B of Medicare and your application will be accepted 90 days before you turn 65 for a medicare supplement, medicare advantage plan, or Part D drug plan. Please keep in mind if you are on Social Security at age 64, your Part B will activated automatically at age 65 and you will receive your Medicare Card in the mail in a plain envelope. If you are currently working and not drawing social security, you need to enroll online at Medicare.gov or make an appointment to visit a Social Security office for assistance