Michael Fisher, Medicare Insurance Agent
Michael Fisher
Health Insurance by Mike Fisher
Medicare Agent Licensed in PA and NJ
17+ Years of Experience
Contact Details
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Location
Royersford, PA
Michael Can Help With:
About Me
Health Insurance by Mike Fisher in Limerick, PA offers personalized Medicare solutions for your health insurance needs. As a boutique agency, we help you choose the best Medicare comprehensive coverage that protects your health and finances. Whether you need a Medicare Supplement or Medicare Advantage plan, we guide you through every step of the enrollment process in Medicare to ensure the best fit for your lifestyle. Trust us to simplify Medicare and provide expert service.
Q&A with Michael Fisher
What are the reasons why I should work with a Medicare agent?
Answer: The best Medicare agents are those who represent both Medicare Supplement and Medicare Advantage carriers. To enroll beneficiaries in Medicare Advantage plans, agents must complete annual continuing education, pass required exams, and be certified by each Medicare Advantage carrier. Agents who offer only Medicare Supplement plans may not have the same requirements, as their continuing education is based on carrier guidelines rather than requirements from the Centers for Medicare & Medicaid Services (CMS). An agent who represents both Medicare Supplement and Medicare Advantage plans can better advise you on which option may best meet your health needs and budget.
So I heard something about Medicare drug costs being capped at $2,000 in 2025. Is that really happening or just talk?
Answer: Under recent Medicare prescription drug changes, the Part D coverage gap, often called the “donut hole,” was replaced with an annual maximum out-of-pocket limit of $2,000 in 2025. This limit is adjusted each year. In 2026, it increased to $2,100, and it will be updated again for 2027. The same law also created the Medicare Prescription Payment Plan, which allows members to spread their out-of-pocket prescription drug costs over monthly payments with no interest or credit check. For more information, visit Medicare.gov.