Maureen Probst, Medicare Insurance Agent
About Me
Independent Broker.
Medicare is confusing and overwhelming. I can help!
Q&A with Maureen Probst
What states have the Medigap "birthday rule" and what is it?
Answer: States with a birthday rule as of 2026 would be California, Delaware, Ohio, Illinois, Indiana, Kentucky, Louisiana, Maryland, Nevada, Oklahoma, Oregon, Utah, and Virginia
The birthday rule allows people with a Medicare supplement plan to switch to a new plan with the same plan letter with a different insurance company without any kind of health questions or medical underwriting
There could be a few variances with what the grace period is to be eligible etc which may vary by state. It is always good to speak to a licensed broker to review your specific state birthday rule criteria.
What are the reasons why I should work with a Medicare agent?
Answer: Brokers are up to date with the plan details and latest legislation that affect the plans. We can also educate you on your options and present the top plan types for your situation which includes your providers and medications. Plus there is no fee for our services.