Mark Szymanski, Medicare Insurance Agent
Mark Szymanski
Ott Insurance Group
Bilingual English & Español
Medicare Agent Licensed in NJ and PA
21+ Years of Experience
Contact Details
-
Serving
Riverside, NJ
-
Phone
-
Website
Mark Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Hello, I'm Mark, your neighborhood Medicare insurance advisor.
My office is located on Cottman Ave at the corner of Cottman Ave and Leonard St.
We welcome walk-ins so feel free to stop by Monday - Friday from 9-6.
My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf.
And don't worry, my services are provided free of charge!
Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Mark Szymanski
Directions to My Office
Q&A with Mark Szymanski
I'm on a fixed income and struggling to afford my medications. What's this Extra Help program I've heard about for Medicare Part D?
Answer: Extra help helps reduce the cost of medications for seniors with a certain income level. Talk to your agent and they can help you apply.
Is the cost of Medicare different for everyone?
Answer: Yes, age, needs, income level, medications, overall health plays a big part in the overall cost of Medicare.
What is the benefit to me if I use your Medicare Referral phone number?
Answer: I offer a great referral program for my clients. It's a nice way to reward my clients and my clients know their family and friends will be properly taken care of.
How can I verify if a Medicare Advantage plan's advertised benefits are legit?
Answer: Talk to a professional. Also, try review the plan's Summary of Benefits to find out what is benefits and copays.
What advice would you give to seniors who are feeling overwhelmed by all the Medicare options available?
Answer: Call a professional. Medicare Brokers are certified, licensed and have the tools and experience to get the info you need.
Why do people still get large medical bills even with Medicare?
Answer: People with Medicare often face large medical bills because it does not cover all expenses. Cost-sharing (deductibles, coinsurance, and 20% Part B copayments), high of out-of-pocket maximums in Original Medicare, uncovered services (dental, vision, hearing), and expensive prescription drugs.
How well does Medicare support seniors who need assisted living, or does it fall short?
Answer: In general, Medicare will not cover assisted living costs. While Medicare does not cover assisted living, it will continue to pay for all approved services under Parts A and B—such as hospital stays, doctor visits, procedures, and screenings.
How do Medicare Savings Programs help with Medicare costs?
Answer: Medicare Savings Programs are income based. Medicare Savings Programs (MSPs) help individuals with limited income and resources pay for certain out-of-pocket costs associated with Medicare, such as premiums, deductibles, and coinsurance. These programs, managed by Medicaid in each state but funded by the federal government, aim to make Medicare more affordable for those who need it most.
I'm caring for my spouse with dementia and experiencing caregiver burnout. Will Medicare cover any mental health support for me?
Answer: Most plans do cover mental health care support. For full clarification check out the Summary of Benefits.
I've heard about IRMAA affecting my Medicare premiums. How can I find out if it applies to me, and how does it work?
Answer: There is an income bracket that shows the rate for your Medicare premiums. Your modified adjusted gross income has to be about 106,000 to incur a surcharge.