Mark Mullinax, Medicare Insurance Agent
About Me
Hello! I'm Mark, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Mark Mullinax
I am a member of a federally recognized tribe here in Arizona. I receive all my medical needs through the Indian Health Service at no cost. Do I still have to have Medicare?
Answer: The short answer is no. If you decide to enroll in medicare it could help pay for treatments for yourself, which in turn would help to save tribal funds since the tribe is putting out all pf the money for you now I hope this helps with your decision.
Why do some people regret choosing a Medicare Advantage plan over Original Medicare?
Answer: I can't honestly answer this question. I have worked with my clients to put together the best plan for them and have had no negative feedback from the ones who have chosen a Medicare advantage plans vs. opting to stay on original Medicare. My suggestion is to find a good reputable agent who works for you to tailor the plan to your needs whether that be staying on original Medicare or opting for a Medicare advantage or Medicare supplement plan.
Should I sign my parents up for Medicare?
Answer: That is a a question that needs to be answered with several questions. My suggestion is to find a reputable agent that will ask the correct questions of you to give you your final answer.
I want to be proactive about my health. What preventive services should I be taking advantage of with Medicare?
Answer: There are several preventive services offered in most medicare plans. I would suggest working with an agent to find out what services are offered and then working with your primary care physician to determine which of those you are due for and need. I would then begin a regular health screening and follow the guidelines of the physician's recommendations.
When is the best time of the year to start looking at Medicare options?
Answer: Annual election period begins October 15th and runs until December 7th. This is the best time if you are looking to renew your Medicare advantage program.
How much will the monthly premium for Medicare Part B be in 2026, and what drives those changes?
Answer: Part B coverage is projected to cost around $206.50 with a deductible of around $288. The cost is driven by the rising cost of healthcare and rising number of recipients and reports to the government of the use of part B services across the nation. Some not all plans do offer a part B give back which lowers the out of pocket cost to consumers.
If I’m in a Medicare Advantage plan, will I still need prior authorization for procedures next year?
Answer: Not all plans require prior authorization, if you speak to you agent they should be able to help you find a plan that does not require prior authorization. We are eager to help you find the best coverage as well as attend to your needs regarding your plan.
Is telehealth still covered under Medicare in 2026?
Answer: Some of the plans do cover telehealth visits. If you speak with your agent they should be able to help you navigate which ones do and do not. We are always available to help navigate any questions you may have regarding any of your concerns.
I got a call from a "Medicare agent" promising me free groceries and I almost fell for it. Why is this kind of marketing allowed?
Answer: I cannot honestly answer this question, as an agent I am not allowed to do this sort of marketing. My suggestion to you is to answer them with you will speak to your personal agent and if you are entitled to those benefits they will let you know, and ask them to remove you from the call list immediately. I know any agent should be happy to have you as a client. We are always eager to help anyone.
What is Guaranteed Issue for Medicare Supplement plans, and when does it apply?
Answer: Guaranteed issue (GI) for Medicare Supplement (Medigap) means you can buy a policy without being subject to medical underwriting. The most common time for (GI) is the
6 month Medigap Open Enrollment Period, which starts the first day of the month of you 65th birthday. Contact a Medicare Insurance agent for further explanation.