Marianne Engengro, Medicare Insurance Broker
Marianne Engengro
Insurance Benefits Resource, LLC
Medicare Broker Licensed in CT and FL
19+ Years of Experience
Contact Details
-
Location
North Haven, CT
-
Phone
-
Website
-
LinkedIn
Marianne Can Help With:
About Me
Hi! My name is Marianne, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Marianne Engengro
So my friend told me I should just go with the cheapest Medicare plan. That sounds too simple - what am I missing?
Answer: All plans can be cost effective. It truly depends on your current situation. Plan cost effectiveness and suitability are based primarily on your needs and budget.
I picked a Medicare Advantage plan based on the low premium, but now I'm facing high copays. Did I make a mistake?
Answer: Depending on how often you are using the plan benefits and/or if you are close to reaching the out of pocket maximum stated on your plan, is how to determine if a plan is cost effective for you.
Can Medicare Part D deny coverage for a brand-name drug if a generic isn't available?
Answer: The drug in question would need to be listed on the plan's formulary, however if there is a generic they will prescribe that first. If you and your provider feel it is necessary to be on a brand name drug, the provider should submit a prior authorization for that particular drug. The prior authorization is not a guarantee of the brand name drug being approved.