Maria del Carmen Sherwood, Medicare Insurance Agent
Maria del Carmen Sherwood
Hablo Español
Medicare Agent Licensed in CA and NV
Contact Details
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Location
Chula Vista, CA
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Phone
Maria del Carmen Can Help With:
About Me
Hello! I'm Maria del Carmen, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub! Hablo Español.
Q&A with Maria del Carmen Sherwood
My Medicare Advantage plan advertised dental coverage, but it barely covers anything. Is this normal?
Answer: Unfortunately, it is normal, they are discount plans. They do sell upgrade HMO plans, or you can always purchase PPO plans outside your Medicare Advantage plan.
My doctor wants me to use a smartphone app for medication management and adherence. Are there any Medicare programs that support this type of digital health solution?
Answer: Absolutely, most if not all of the Medicare programs have apps available. The apps include your over-the-counter shopping, medications etc.
Can Medicare Part D deny coverage for a brand-name drug if a generic isn't available?
Answer: The primary Dr. or the prescribing physician need to file for an exception to the insurance provider.
I'm on Medicare but recently declared bankruptcy due to medical bills. How will this affect my coverage and options going forward?
Answer: It will not, If you need help making sure you are in the right plan with the cap that is withing your needs I will be more than happy to help.
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: You will need to activate your part B if you work with an employer with less than 20 employees and you'll stay employed. If you're retiring, you activate Medicare at the same time you activate your retirement. Let me know if you need any help.