Marcy Bulliner, Medicare Insurance Agent
Marcy Bulliner
Bankers Life and Bankers Securites
Medicare Agent Licensed in MI, IN, MO, SC and TX
10+ Years of Experience
Contact Details
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Location
Saginaw, MI
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About Me
Hello! I'm Marcy, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. We will Review all that is covered and NOT covered by the government so you avoid surprises in retirement. I do full comprehensive retirement planning and have been certified by American College in both Social Security and Medicare coverages. Give me a call at 810-445-7028 to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Marcy Bulliner
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: Working with a comprehensive retirement planner means you have one stop for all your retirement questions. I am able to tailor your plans with your needs. Meeting a local planner lets you plan for short term and long term needs in your retirement.
How do you educate clients who are completely new to Medicare?
Answer: It is important to explain how Medicare basics work to clients, before explaining the difference in secondary coverage levels. Knowing what Medicare does and does not cover helps to identify how you will use your health coverage. There are no good or bad plans, just have to find coverage that is going to be usable in how you want your healthcare to look like.
Why is the new $2,000 out-of-pocket maximum for drug costs important?
Answer: Lowering the max out of pocket from $8,000 to $2,000 was designed to get rid of the dreaded "donut hole" Aligning the amount Part D users play with the cost of medication coverage has been in the works for quite a few years. While Lowering the Max out of pocket was important another aspect the government was setting up is the "medicare prescription payment plan program." This allows users to spread the cost of their medications over 12 months instead of 2-3 months of very high cost.
Can I change my Supplemental/Medigap plan at any time?
Answer: Supplemental / Gap insurance can be changed at any time of the year. However anytime you change from one to plan to another (even within the same company) there are going to be health questions you must answer. Usually these health questions limit your availability of getting new or different coverage if you have health concerns. That is why is it important to choose the right level of coverage when you first become eligible for part B, because during that time there are no health questions