Loretta Simmons, Medicare Insurance Agent
Loretta Simmons
The Simmons Team
Medicare Agent Licensed in OH, CA, FL, LA, NC and NY
Contact Details
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Location
Ashtabula, OH
Loretta Can Help With:
About Me
As a licensed sales professional, I can answer your questions and help compare your coverage options. Turning 65 and need help with Medicare? I am here to help! over 65 and losing your group coverage? Medicare plans include Dental-Vision-Drug Coverage, just to name a few.
Q&A with Loretta Simmons
What happens if I delay Medicare Part A enrollment because I'm still on my spouse's employer plan?
Answer: If you delay Medicare part A enrollment because you are still on your spouse's employer plan you will not incur any penalties as long as you remain covered by that plan. However if you or your spouse leave the employer plan you will need to enroll in Medicare part A to avoid any late enrollment penalties it is important to evaluate the cost and benefits of your current employer plan and Medicare to make an informed decision. You should compare your work plan with Medicare to see if it will be cheaper for you to go that way.