Leandro Godoi-Pires Gunn-Russell, Medicare Insurance Agent

About Me

Hi I'm Leandro, one of HST's top agents and I'm ready to assist you with all of your healthcare needs. Feel free to call me directly and I'll get back to you ASAP

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Q&A with Leandro Godoi-Pires Gunn-Russell

What are the reasons why I should work with a Medicare agent?

Answer: A Medicare agent assists you in comparing plans, explaining benefits, and finding coverage that suits your health and budget needs.

We simplify the process of navigating Medicare, ensuring you’re not overwhelmed.

How does Medicare cover palliative care for serious illnesses, and what’s the difference between palliative care and hospice care?

Answer: Medicare does not have a specific “palliative care benefit” the way it does for hospice.

Instead, palliative care is usually billed under Part B (medical insurance) when provided by doctors, nurse practitioners, or specialists.

This means beneficiaries typically pay 20% coinsurance (after the Part B deductible).

If palliative care services are provided during a hospital stay, they are covered under Part A (hospital insurance).

Coverage may include visits with palliative care specialists, counseling, symptom management (like pain or shortness of breath), and care coordination.

Palliative Care is essential and can be provided at any stage of a serious illness—not just at the end of life. It is designed to effectively relieve symptoms, manage stress, and significantly improve the quality of life, even while patients continue to receive curative treatments. There are no time limits; patients have the right to receive palliative care alongside standard medical care.

Hospice Care is a defined benefit covered under Medicare Part A. It specifically serves patients with a terminal illness who have a life expectancy of six months or less, assuming the disease progresses as expected. In hospice care, the focus decisively shifts from curing the illness to delivering comfort and support. This care includes necessary medications, equipment, and support services related to the terminal condition, usually at no cost to the patient.