Kristen Hankinson, Medicare Insurance Agent

About Me

I'm a licensed insurance broker specializing in Medicare & Final Expense with more than 20 years of experience. I live in the East End of Pittsburgh with my family and two dogs. I can't wait to help you!

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Q&A with Kristen Hankinson

My income fluctuates significantly year to year from investment distributions. How can I avoid IRMAA surcharges when I have an unusually high-income year?

Answer: I strongly suggested working with a financial planner to optimize your income reporting. The Financial Advisor can work with you to simplify the income reporting process and put you in the most favorable position possible.

Is home healthcare becoming the preferred option for Indian seniors? Why?

Answer: In general, yes. As Americans age and continue to live longer, receiving care at home has become the desired option.

What are the reasons why I should work with a Medicare agent?

Answer: An Independent Medicare agent can provide you with education about Medicare and the options that you have. Most importantly, a Medicare agent (if Independent), if carrier agnostic. They will provide you with clear choices a they are not tied to a specific carrier or plan.

I'm planning a long trip overseas. What happens if I need medical care while I'm away from the US?

Answer: This is a great question. The answer will depend on the type of plan that you have. If you want to provide that information, we can provide a more specific response. Otherwise, I recommend calling the customer service number on the back of your insurance card.