Kimberly Hill, Medicare Insurance Broker
Kimberly Hill
Clearway Insurance Advisors
Medicare Broker Licensed in OH and KY
6+ Years of Experience
Contact Details
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Location
Cincinnati, OH
About Me
Hey there, my name is Kimberly, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Kimberly Hill
My plan covered my cataract surgery but not the lenses I actually needed-how do they get away with that?
Answer: Medicare rule stipulates that cataract surgery is covered as well as BASIC prescription eyeglasses after the surgery. If one wants something else such as progressive lenses, tinted lenses, designer frames or something else then they have to pay for it. This is clearly written and is what is to be expected. The key word according to the question is, "needed."
Don't you think Medicare's focus on treatment rather than prevention is backwards?
Answer: I believe Medicare's focus on treatment rather than prevention is backwards. By providing options for prevention such as more frequent testing for family health issues instead of waiting for symptoms to occur could actually catch a thing earlier and prevent terrible suffering later on. Example: If colon cancer is common in a family's history, instead of testing once every 10 years, per Medicare's timeline; a person could/should be allowed testing every 2-3 years.
That would exponentially decrease their potential for developing full blown colon cancer and not knowing it until much later on when treatment may be ineffective.
What's the most misleading Medicare Advantage ad you've seen, and how do you explain the reality to clients?
Answer: The most misleading Medicare Advantage as I have seen was advertising for a electronic companion pet for comfort. Call in to make sure to receive yours.
My explanation is that if only 1 county in the country offers a specific benefit like the companion pet, it can be advertised as available all over the country.
It is bait to entice seniors to call in and have their plans switched to something else that may not be as good as the one they already have. Well trained, professional callers are hard to say no to once they have you on the phone.
Tell them you have a trusted advisor and hang up the phone!
My friend got her cataract surgery covered by Medicare, but they didn't cover the lens she wanted. How does that work?
Answer: Medicare will cover a standard small artificial lands that replaces your natural lands after cataract surgery.
Premium lenses such as those that correct astigmatisms or provide vision at multiple distances, multifocal, are not covered.