Kent Pike, Medicare Insurance Agent
Kent Pike
HealthMarkets
Medicare Agent Licensed in NC, CA, FL, GA, OH, SC, VA, WA and WI
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Serving
Lincolnton, NC
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About Me
Medicare Made Simple — With Kent Pike
Hello! I’m Kent Pike, your trusted Medicare agent here in Mooresville. With 15 years of experience and thousands of happy clients, I specialize in helping people find the Medicare plan that fits their needs, budget, and lifestyle.
I’ll compare plans from top national and local companies, saving you time, money, and headaches. And here’s the best part — my services are always 100% free to you.
You can meet with me in person at my office on Williamson Rd in Mooresville, right beside Goodwill — or we can connect by phone or Zoom for your convenience.
Let’s make Medicare simple. Call me today and mention you found me on Medicare Agents Hub for personalized guidance backed local by 5-star reviews.
📍 Serving Mooresville and surrounding areas
Directions to My Office
Q&A with Kent Pike
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: The Biggest Mistake Seniors make is not sitting down with a qualified agent and explaining all their options. I bring 14 years of experience and over 2,000 current customers, I explain Medicare Supplements and Medicare Advantage plans. The pros the cons the insides the outs. The Food Card Commercials all the little things that just make you pull your hair out. When my clients leave, they are educated and are ready to enjoy retirement and not worry about HealthCare.
How do you educate clients who are completely new to Medicare?
Answer: The Best way to learn Medicare is to sit down with an agent, ask questions, and come out with a plan that that fits your needs and wants.
I'm enrolled in a Medigap Plan F, and I'm not sure how my emergency room visits are handled. Is there a copay I should expect?
Answer: No, plan F covers everything that is Medicare Approved. If you are on Plan F, you are on a Grandfathered plan that has first dollar coverage.
I keep hearing about Medicare Part D changes for 2025. Will these actually lower what I pay for my prescriptions?
Answer: This overall is true, out of Pocket Cost have been lowered to $2,000 in Part D Expenses. This has been a real game changer for a lot of people.
I'm on Medicare Part B, and I'm wondering how my physical therapy visits are covered. Do I have to hit my deductible first?
Answer: If you have just Original Medicare, you would be obligated for any Medicare Services to reach the Part B deductible unless you have a Grandfathered Plan Such as Plan F.
What's the most cost-effective way for a healthy 65-year-old to structure their Medicare coverage?
Answer: That's totally on you. You could just to go with a Medicare Supplement or you could look at a Medicare Advantage Plan. It comes down to pretty much one thing, cost. Cost continue to rise for Medical Care, so finding a plan that fits your budget, and your needs is what needs to be done.
My doctor prescribed physical therapy, but I'm not sure how many visits Medicare will cover. How do I find out?
Answer: There's no limit on how much Medicare pays for your medically necessary outpatient therapy services in one calendar year. However this does contradict As of 2023, this cap is $2,150, and exceeding it may require additional documentation for further treatment. Thus, while there isn’t a strict visit limit, the financial cap can impact how many sessions you can afford. If you have a supplement, if its Medicare approved the Supplement will cover it. If you have a Medicare Advantage Plan that may be different as they may limit the number of visits based on the diagnosis.
How can I find new doctors in my network?
Answer: Directories online are updated at least once a month by the carrier, but not printed. For the most up to date information, always consult the website and the find a Physican feature.