Judi Field, Medicare Insurance Agent
Judi Field
Your Medicare Guru, LLC
Medicare Agent Licensed in PA, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, SC, SD, TN, TX, UT, VA, VT and WV
Contact Details
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Location
Rydal, PA
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Phone
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Website
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LinkedIn
Judi Can Help With:
About Me
I have 19 years of insurance experience, 12 dedicated solely to helping Medicare beneficiaries. I am licensed in 42 states, and appointed with 30+ insurers. I understand the complexities of Medicare and enjoy helping people understand it, too. Allow me to help with your Medicare supplement (Medigap), Medicare Advantage and Part D, prescription drug plan choices. I look forward to working with you.
Q&A with Judi Field
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: The mistake many Medicare beneficiaries make regarding enrolling into Medicare is to begin Medicare Part B too early. Many people do not realize that they do not need Medicare Part B to begin if receiving health insurance through a large employer. A large employer is classified as 20 or more employees (100+ employees if qualifying for Medicare due to disability). If one likes one's insurance through the employer, the plan is affordable and coverage out-of-pocket affordable, then deferring Part B is penalty-free. When the time comes to retire, reduce work hours or lose one's insurance from the employer, then one can enroll into Part B and the coordinating insurance plans. All one's guaranteed rights to choose a Medicare supplement, Advantage Plan and/or Part D plan remain intact.
What is one of the the most common misconceptions people have about Medicare?
Answer: Lesser insurance - that is the most common misconception about Medicare insurance. The truth is anything but lesser insurance. Medicare is comprehensive health insurance with a national network of participating providers and hospital systems.