John Budde, Medicare Insurance Broker
About Me
Greetings! I'm John, a Medicare Insurance Broker dedicated to serving your local area.
Medicare is my area of expertise. Medicare Supplements, Medicare Advantage Plans (Part C), and Medicare Prescription Drug Plans.
I simplify Medicare.
I have agents in Sioux City, IA, Sioux Falls, SD, Des Moines, IA, Omaha, NE and cover all areas in between.
Thank you,
John Budde
Agency Owner
712.898.4070
Q&A with John Budde
What do you like most about being a Medicare agent?
Answer: The ability to educate clients about their options and empower them to make informed decisions is a key aspect that I enjoy. The positive impact on people's lives, combined with the flexibility and independence of the role, are also significant attractions.
I picked the plan with the lowest premium, but now every doctor visit feels like a surprise bill. Should I have gone with a higher premium instead?
Answer: Higher premiums are not necessarily the answer. You have to work with a Medicare Broker who is willing to deep dive into your specific needs and doctors. The different Plans offered through carriers for Medicare Advantage have different benefits.
Why are seniors losing Medicare Advantage plans?
Answer: In some cases, Seniors are losing Medicare Advantage coverage due to a combination of factors, including insurers withdrawing from unprofitable markets, rising costs, and changes in reimbursement rates under the Inflation Reduction Act. These changes are forcing insurers to make tough decisions about which plans to keep, potentially leaving many seniors without their current coverage options.