Jennifer Ragborg, Medicare Insurance Agent

About Me

Let's discuss your Medicare insurance needs and find plans that fit you. No cost and never an obligation. Simply call or email me and I will reach out.

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Q&A with Jennifer Ragborg

What do you like most about being a Medicare agent?

Answer: Educating Medicare beneficiaries about their choices so that they are empowered to make a good decision about their health plan energizes me. Whether it's a new beneficiary learning about the Medicare maze of parts A + B +D = C or how to build their coverage so that their concerns are covered or someone who has had Medicare for years but the plans keep changing, I find it exciting to walk them through the different options. Then I get to do it all over the next fall!

I've heard about IRMAA affecting my Medicare premiums. How can I find out if it applies to me, and how does it work?

Answer: IRMAA is a surcharge aimed at the high earning Medicare beneficiaries by using your Federal adjusted gross income and marital status. If it applies to you, Social Security will let you know how much your Part B and Part D will cost for the next year.

I got a call from a "Medicare agent" promising me free groceries and I almost fell for it. Why is this kind of marketing allowed?

Answer: Unfortunately, there are some bad actors in the industry who will try to sow doubt that you have a good plan for you so you will invite them into your life. Many of the promises including free groceries and "money back from the government" are available only to those on government assistance.

This isn't marketing nor is it allowed.