Jeffrey Simpson, Medicare Insurance Agent
Jeffrey Simpson
Medicare Agent Licensed in NC, GA and SC
Contact Details
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Location
Charlotte, NC
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Phone
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Website
About Me
Hello, I'm Jeffrey, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Jeffrey Simpson
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: Not knowing their options or being reactive vs proactive regarding their options. An example of this would be not understanding the difference between a Medicare Supplement vs a Medicare Advantage Plan.
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: Restructuring a choice of plans so that their PCP and medications were inclusive. Reexamining a person's plan through a thorough "needs analysis" and found this person to qualify as a dual beneficiary.
How does life insurance contribute to financial planning?
Answer: Life Insurance allows you to be Pro Active vs Reactive Life Insurance demonstrates to yourself and the ones you love that you are not selfless
I’m retiring next year—do I need to do anything with my Medicare?
Answer: Yes, contact me to line up next steps for Medicare and SS registration. Not doing so may cause penalties and/or reduced income if not done in a timely, and knowledgeable, manner.
How will the new 2025 Medicare Part D out-of-pocket cap impact seniors and prescription drug costs?
Answer: The Doughnut hole, wherein your cost share was $8,000 before moving your monetary commitment to the next category of Catastrophic, has been eliminated. The cost share now is $2,000 after any deductible.
If a senior is turning 65 but still working, should they enroll in Medicare or delay it?
Answer: A Senior, if still working, can enroll in Part A but need not enroll in Part B if they have creditable insurance on the job. A senior may continue to work after 65 if they're desiring to reach full retirement age and delay SS and Medicare enrollment
Does Medicare cover eye exams, or are seniors left paying too much?
Answer: A Medicare Advantage plan covers dental, vision and hearing exams. Best to ensure your choice of doctor(s) is covered under the plan