Jeffrey Simpson, Medicare Insurance Agent
Jeffrey Simpson
Medicare Agent Licensed in NC, GA and SC
Contact Details
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Location
Charlotte, NC
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Phone
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Website
About Me
35 yrs licensed as a Life and Health Independent Insurance Agent
Licensed in: NC, SC, GA, FL, NH, CT, NE, KY
Primary focus: Seniors, Veterans and Individuals for life and health products and services
Q&A with Jeffrey Simpson
Does Medicare cover eye exams, or are seniors left paying too much?
Answer: A Medicare Advantage plan covers dental, vision and hearing exams.
Best to ensure your choice of doctor(s) is covered under the plan
If a senior is turning 65 but still working, should they enroll in Medicare or delay it?
Answer: A Senior, if still working, can enroll in Part A but need not enroll in Part B if they have creditable insurance on the job.
A senior may continue to work after 65 if they're desiring to reach full retirement age and delay SS and Medicare enrollment
How will the new 2025 Medicare Part D out-of-pocket cap impact seniors and prescription drug costs?
Answer: The Doughnut hole, wherein your cost share was $8,000 before moving your monetary commitment to the next category of Catastrophic, has been eliminated. The cost share now is $2,000 after any deductible.
I'm retiring next year - do I need to do anything with my Medicare?
Answer: Yes, contact me to line up next steps for Medicare and SS registration. Not doing so may cause penalties and/or reduced income if not done in a timely, and knowledgeable, manner.
How does life insurance contribute to financial planning?
Answer: Life Insurance allows you to be Pro Active vs Reactive
Life Insurance demonstrates to yourself and the ones you love that you are not selfless
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: Restructuring a choice of plans so that their PCP and medications were inclusive.
Reexamining a person's plan through a thorough "needs analysis" and found this person to qualify as a dual beneficiary.
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: Not knowing their options or being reactive vs proactive regarding their options.
An example of this would be not understanding the difference between a Medicare Supplement vs a Medicare Advantage Plan.