Jasmine Jones, Medicare Insurance Broker
Jasmine Jones
Foundation Forward Benefits
Medicare Broker Licensed in VA, AL, AR, AZ, FL, GA, IL, IN, KY, LA, MA, MO, MS, NC, NJ, NY, OH, OK, PA, SC, TN, TX and WI
4+ Years of Experience
Contact Details
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Location
Hampton, VA
About Me
Hello, I'm Jasmine, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Jasmine Jones
How can Medicare Advantage plans have a $0 premium? Where does the money come from?
Answer: Medicare allows a certain amount of funds to carriers that they then use to provide benefits to their recipients. The plans typically have a $0 monthly premium with copays for services such as doctors appointments and hospital visits
My friend says the new Medicare drug payment plan in 2025 will help with her expensive medications. Would it help me too?
Answer: The Prescription Payment plan is available to all Medicare recipients to help offset the costs of medications into monthly payments. The amount of your monthly payment depends on the cost of your medication.
I've been paying into Medicare for years, and I'm not sure why my specialist visits still cost me so much. What am I missing here?
Answer: Medicare regardless of how much you pay into it will only cover 80% of medical expenses for doctors visits, leaving you to pay the other 20%.
Can I get a Medigap plan with Guaranteed Issue if I'm losing my employer coverage?
Answer: Yes, losing employer coverage gives you a SEP allowing you to get a Medigap policy without underwriting.
What are the reasons why I should work with a Medicare agent?
Answer: Working with a Medicare agent allows you to have someone that is able to shop around for you and compare different carriers copays, prescription costs, and provider network.
So my friend told me I should just go with the cheapest Medicare plan. That sounds too simple - what am I missing?
Answer: The cheapest plan may not be what you need now or in the long term. Depending on the type of policy you also want to look at prescription costs, and doctor/hospital networks(if Advantage).