Ida Lipnicky-LaCorte, Medicare Insurance Broker
Ida Lipnicky-LaCorte
Medicare Broker Licensed in FL, NJ, NY, PA and SC
8+ Years of Experience
Contact Details
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Location
Jackson, NJ
About Me
After 25 years of providing Insurance & Financial services, I’ve shifted my focus to what matters most to me now—helping seniors navigate Medicare. As a senior myself, I understand the complexities & concerns that come with choosing your Medicare coverage options. My goal is to simplify the process & provide personalized solutions tailored to your unique needs. Whether you're new to Medicare or reviewing options, I’m here to ensure you feel confident & well-informed every step of the way.
Q&A with Ida Lipnicky-LaCorte
My mom is considering switching to a Medicare Advantage plan because her friends say it's better. She's scared of losing her current doctors. How can we check?
Answer: Work with an independent agent and have them shop for a plan/s that includes her doctors and prescriptions.
How can I get dental and vision coverage with Medicare?
Answer: You can find a Medicare advantage plan that offers dental and vision or you could buy a standalone plan.
I've been on a Part D plan for a while, and I'm wondering why my generic prescriptions suddenly cost more. Did something change?
Answer: Do you mean since January because co-pays vary from carrier to carrier. So if you’re on a different drug plan, then you were last year your co-pay may be different for each tier.
Does Medicare cover weight-loss programs or bariatric surgery if I’m classified as obese?
Answer: It depends on the formulary for your drug plan and your diagnosis. They do not cover for weight loss only diabetes. As far as the surgery, Medicare may cover it depending on certain criteria and your particular situation.
Isn't it concerning that Medicare Advantage plans are taking over the system?
Answer: It’s not concerning it’s very helpful for people who want to go that route. It’s another option and iit could be much more affordable. Everyone makes their own decision based on their personal needs.
My plan covered my cataract surgery but not the lenses I actually needed-how do they get away with that?
Answer: I believe Medicare covers the basic lens but not the upgraded lens. Is that what you mean? Or do you mean the contact lenses that you put in your eye yourself?