Gregory Lazarev, Medicare Insurance Agent
Gregory Lazarev
LibertyMedicare - Bilingual English / Russian Agency
Medicare Agent Licensed in PA, DE, FL, MD, NJ, NY, OH and VA
16+ Years of Experience
Contact Details
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Location
Wynnewood, PA
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Phone
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Website
Gregory Can Help With:
About Me
I am Gregory Lazarev, President of Liberty Medicare. Liberty Medicare is a full-service, licensed independent insurance agency specializing in various Medicare plans for people over 65 or on disability. We have been in business since 2010. Our services are offered in the following eight states: Delaware, Florida, Maryland, New Jersey, New York, Ohio, Pennsylvania, and Virginia. We have been awarded the Certificate of Recognition as TOP MEDICARE SUPPLEMENT PLANS SERVICES 2026.
Medicare is a complex and often bewildering topic. Navigating and maintaining a Medicare plan on your own can be daunting. By choosing to work with us, you save time and money and avoid potential pitfalls and disappointments in the future.
Working with an independent insurance agency like Liberty Medicare gives you the benefits of objectivity. We are NOT employed by any specific insurance company; instead, we represent a wide variety of carriers. It allows us to work honestly for our clients by comparing numerous plans and selecting the best one.
We are a bilingual English / Russian insurance agency. On our website, in the "Our Medicare Library" section, you'll find multiple documents in English and Russian covering various aspects of Medicare.
There is NO CHARGE for our service. Whether you apply to an insurance company directly on your own or through us, your premium will be EXACTLY the same. By applying on your own, however, you will lose the benefits of an agency that will guide you through the process, find the best plan for your needs, and provide support after enrollment (such as monitoring policy changes and assisting you at renewal periods, such as the Annual Enrollment Period (AEP)).
Our primary objective at Liberty Medicare is to help you understand your healthcare options and enroll in the plan that best suits you. We aim to earn your trust and become your dedicated agent. Please don't hesitate to contact us to explore your options further.
Directions to My Office
Q&A with Gregory Lazarev
What is Guaranteed Issue for Medicare Supplement plans, and when does it apply?
Answer: Guaranteed Issue (GI) rights for Medicare Supplement (Medigap) plans are special situations where an insurance company must sell you a Medigap policy, cannot deny you because of health problems, cannot charge you more because of your health, and cannot impose waiting periods for pre-existing conditions (if you had prior creditable coverage).
The Most Important Guaranteed Issue Situations
1. You Lose Medicare Advantage Coverage Through No Fault of Your Own
2. Medicare Advantage Trial Right
3. Your Medigap Company Goes Bankrupt or Coverage Ends
4. You Were Misled by an Insurance Company