Glenn Quinn, Medicare Insurance Broker

About Me

Hello! I'm Glenn, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!

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Q&A with Glenn Quinn

I'm interested in nutrition counseling to help manage my diabetes. Will Medicare cover this as preventive care?

Answer: Yes, Medicare will cover nutrition counseling. Both original Medicare and Medicare Advantage plans will cover nutrition. That is considered preventive services.

How can I lower my Medicare Part B premium if my income drops after retirement?

Answer:

If you are paying ERISA and your income drops to the Norma range due to retirement, you can appeal to Social Security and as for a review.

If you are low income as a result of lost incomyou can apply for Low Income Subsidy.

I've been paying into Medicare for years, and I'm not sure why my specialist visits still cost me so much. What am I missing here?

Answer: Are you on Original Medicare or an Advantage plan.

Original Medicare only pays 80% of provider services. Most Advantage plans have copays.

I'm considering genetic testing to assess my cancer risk based on family history. Will Medicare cover this preventive approach in my situation?

Answer: Generally, Medicare does not cover preventive genetic testing or testing to detect undiagnosed diseases or predispositions. However, Medicare Part B may cover genetic testing for certain conditions, like diagnosing inherited disorders or guiding medical treatment decisions, if ordered by a physician and deemed medically necessary. For example, genetic testing for specific cancer risks or to determine how a person may respond to specific medications might be covered.

Why did I receive a Medicare Summary Notice, and what should I do with it?

Answer: A Medicare Summary Notice (MSN) is a quarterly statement sent to individuals with Original Medicare (Parts A and B) that summarizes their claims for services and supplies billed to Medicare during that period. It details what Medicare paid, what you owe, and if the service was approved. MSNs are not bills; they are a record of claims and payments. There is nothing you need to do with the statement.

Can I backdate my Medicare enrollment if I missed my initial window due to a medical emergency?

Answer: While Medicare generally doesn't allow for backdating of enrollment, there might be exceptions if you missed your Initial Enrollment Period due to a medical emergency. You may qualify for a Special Enrollment Period (SEP) due to unforeseen circumstances like hospitalization or temporary cognitive disability, which could allow you to enroll without incurring penalties. The best thing to do is to contact Medicare.