Frank Pfister, Medicare Insurance Broker
Frank Pfister
Modern Senior Health
Medicare Broker Licensed in FL and GA
Contact Details
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Location
Jacksonville Beach, FL
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About Me
We at Modern Senior Health take pride in our careful evaluations of your unique needs in order to find the most suitable policies, taking the hassle out of buying necessary coverage. Our goal is to make the process of purchasing insurance as simple as possible while offering individualized attention to each customer.
Q&A with Frank Pfister
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: As a local agent, I'm well-versed in our community's healthcare system, including hospitals, doctors, and pharmacies. And I'm readily available for any Medicare questions or assistance.
Does Medicare Advantage cover acupuncture or alternative therapies in some plans?
Answer: Yes, actually—some Medicare Advantage plans do offer coverage for acupuncture and even other alternative therapies. It really depends on the specific plan, but it’s definitely something worth looking into.
I don't understand how my friend pays nothing for their plan and I pay over $200-are these plans just totally random by ZIP code?
Answer: Hello, your friend likely is on a Medicare Advantage plan also called part C Medicare. These types of plans are in the form of HMO PPO Etc.
For you it sounds like you are on a Medicare Supplement Plan also called a Medigap policy. A Medicare Supplement Plan gives you more Network flexibility as long as the provider accepts Medicare assignment. And yes, you pay a premium for those plans to have that flexibility as well as, in most cases, no copays or coinsurance.
They are both viable options depending on your needs.
How does moving to a new state affect my Medicare enrollment timeline?
Answer: Hello, moving to a new state does not affect your Medicare enrollment timeline. What you would want to do is contact Social Security and update your address information. That way when the time comes all your information matches up. You should be able to accomplish this by going to SSA.gov.
We would be happy to assist you on your Medicare Journey. Call us anytime!