Forest Parker, Medicare Insurance Broker
About Me
Forest Parker, born and raised in Fort Worth (Cowtown) Texas. Since graduating from the University of Texas, I've been in the Health Insurance business. Working for United Healthcare, Harris Methodist Health Plan, Centene-Wellcare, United American, Aetna, Cigna HealthSpring and Humana as an employee as well as now an independent broker.
As a broker, I find you the best match for your needs not just the one company that I might work for. If the best match turns out to be the plan you already have, I'll tell you so and we'll part as friends.
Q&A with Forest Parker
If I live part of the year abroad, do I still have to pay for Medicare if I don’t use it?
Answer: Medicare doesn’t have and on and off and on again switch that I know of that doesn’t include loss of coverage penalties. If you qualify for premium free Medicare Part A, then at least you would only be paying for Medicare Part B.
Should I sign my parents up for Medicare?
Answer: That’s a very broad question.
What do they have now?
Do they qualify for Medicare?
Are they taking social security?
Are they on an employer health plan?
What do they have now and is Medicare an improvement or not ?!?
My friend gets SilverSneakers with her plan and I don't-how are we both paying for Medicare and getting such different stuff?
Answer: Excellent question: Original Medicare (parts A and B) does not include a membership to Silver Sneakers. Your friend is getting her Medicare through Medicare Advantage (also called Medicare Part C).
Part C is provided through private insurance companies that cover parts A and B and often Prescription Drugs (Part D) plus extra benefits like Silver Sneakers, Dental, Vision and other bonuses that Original Medicare alone does not.
I hope that answers your question.