Esther Miller, Medicare Insurance Agent
About Me
Greetings! I'm Esther, your local Medicare insurance agent dedicated to serving you. Medicare is my area of expertise and Ive been doing this for over 10 years. Let me be your trusted advisor.
I'm here to help you find the most suitable plan for your individual needs and budget. I'll do the research and compare plans from top national and local companies, so you can relax.
My assistance comes at absolutely no cost to you. Reach out today to discuss your Medicare insurance needs and remember to mention you found me through Medicare Agents Hub!
To get started, you can also send me a list of your medications, physicians, pharmacy and anything you think is important in helping you find the perfect selection of plans.
Q&A with Esther Miller
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: I have 10 years experience and also know the local hospitals, clinics and providers in Washinton State. I'm also here locally to answer your questions about your policy throughout the year.
How do you educate clients who are completely new to Medicare?
Answer: I first listen and ask questions to understand their Medicare needs. The next step is to match them with more than just one option, so they have choices.
What is one of the the most common misconceptions people have about Medicare?
Answer: The most common misunderstanding is that Medicare pays 100% of your medical costs. While there are many free preventative tests and services available, there are deductibles and Medicare in general, only pays 80% of allowed services, which is why most people choose to have a Medicare Supplement or Medicare Advantage Plan to get additional coverage.
How could a shrinking workforce affect Medicare funding in the next 20 years?
Answer: Medicare is funded through the workforce for future generations which is why its very important that every person working is contributing to this program. We have many workers in the US who are either self-employed or undocumented who are not contributing, that gap needs to be fixed by having a legal path to citizenship for those workers who will also benefit from Medicare when they retire.
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: Nor asking enough questions! Neverasume what works for a friend or neighbor will work for you. While you may get a good idea if your friends are satisfied with their healthcare plan, by working with an agent, you'll be able to compare all your options and find the plan that is bested suite to your needs and budget.