Donna Sanders, Medicare Insurance Broker
Donna Sanders
Medicare Broker Licensed in TX and OK
19+ Years of Experience
Contact Details
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Location
Missouri City, TX
About Me
I have been in Medicare and Life & Health Insurance space for more than 15 years. I specialize in Medicare Health Plans. My focus is on helping you fully understand the Medicare process and how it works as well as making you aware of all options available to you. We work together to research the plans to find the one that is best for your healthcare needs. I provide other resources as needed to help navigate the Healthcare System, such as finding medication savings or qualifying for Extra Help Programs. I also offer Financial Services such as Final Expense, Retirement Planning and family protection through Life Insurance and more.
Q&A with Donna Sanders
How can I estimate my total Medicare costs if I have a chronic condition like diabetes?
Answer: Managing healthcare cost is critical for everyone especially those with chronic conditions. Knowing what pharmacies are preferred with your plan that offer lower cost for meds, accessing the drug manufacturers website for discounts, receiving community service assistance or joining a pharmaceutical program can all help with reducing and managing cost.
Do Medicare advisors work with people that have dementia?
Answer: There are advisors that work with all individuals concerning their health coverage. The main goal is to understand your needs and provide the healthcare plans and services that best assist you in the community.
What's the process for signing up for Medicare if I'm already on disability benefits?
Answer:
For someone on disability, who has been receiving benefits for 24 consecutive months, become eligible to enroll into Medicare in the 25th month. The system usually will send out your Medicare ID cards a month or two before because you already receiving benefit payments.
Can you explain how Medicare works with other types of insurance like Veterans Affairs benefits or employer plans?
Answer: Medicare is secondary to employer plans with 20 or more employees if you are still working and becomes primary once you are no longer working. Medicare does not coordinate with VA benefits and therefore gives you benefits outside the VA.
What are the reasons why I should work with a Medicare agent?
Answer: Working with a local Medicare agent offers personalized service that you can trust. Your personal information is only seen by one individual, therefore, you receive no unwanted annoying calls.
My friend gets SilverSneakers with her plan and I don't-how are we both paying for Medicare and getting such different stuff?
Answer: Insurance carriers offer many different plans with different benefits associated with each plan. To insure you get the best plan for you, all of your providers and medications should be covered, which may not include SilverSneakers.