Cole Amador, Medicare Insurance Broker
Cole Amador
Fussell Group Insurance Advisors
Medicare Broker Licensed in LA, AL, MS and TX
Contact Details
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Location
Covington, LA
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Phone
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Website
About Me
Hello! I’m Cole Amador, a dedicated Medicare insurance agent. With a passion for helping individuals navigate the complexities of Medicare, I specialize in providing clear, personalized guidance to ensure you find the coverage that best fits your needs.
Whether you're new to Medicare or exploring plan options, I offer:
Medicare Advantage Plans
Medicare Supplement (Medigap) Policies
Prescription Drug Coverage (Part D)
Dental, Vision, and Hearing Plans
Hospital Indemnity Plans
Critical Illness Policies
My approach is client-focused and education-driven. I believe in empowering you with the information needed to make confident healthcare decisions. As an independent agent, I'm not tied to any single insurance carrier, allowing me to present a variety of options tailored to your unique situation.
Let's work together to ensure your healthcare coverage provides peace of mind. Feel free to reach out for a no-obligation consultation.
Directions to My Office
Q&A with Cole Amador
Why is it helpful to follow up with your parents after discussing Medicare?
Answer: Medicare can be complex. A follow-up helps clear up any misunderstandings about coverage, costs, or enrollment deadlines.
What's the most frustrating misconception you have to clear up with clients about Medicare every year?
Answer: One of the most frustrating misconceptions I have to clear up with clients every year is many seniors believe their $0 premium medicare advantage plan is the same as a Medicare Supplement, but in reality it is two very different types of coverage. I believe the confusion happens because they hear $0 premium and assume their getting full comprehensive coverage like a Medicare Supplement plan. It is very crucial to beneficiaries to understand the difference so they are not surprised by bills or maybe coverage details, and truly understand their coverage options.
I signed up for a Medicare Advantage HMO, and I'm wondering if I can see a cardiologist out of network without paying everything myself.
Answer: The answer is usually no, you can't see an out of network cardiologist without paying everything yourself. Out of network will not cover the visit unless it's an emergency or urgent situation. If you go out of network without those exceptions, you will like pay the full cost for that visit.