Chris Mooneyham, Medicare Insurance Broker

What are the reasons why I should work with a Medicare agent?

Answer: There are several important reasons why I believe working with an agent matters.

First, the relationship. A good agent doesn’t just enroll you in a plan and never speak to you again. Agents who value their clients take the time to review benefits every year, whether changes are needed or not. They get to know your specific situation and can provide guidance to your health needs and your budget.

Second, your needs can change. There is no “best” policy for everyone. Plans, networks, and benefits vary by area and can change from year to year, which is why it’s so important to understand what’s available to you annually. If you’re planning for something specific, like a surgery or ongoing treatment, knowing how your coverage will support you ahead of time is vital. The last thing we want is for clients to be uneducated about their coverage and surprised by costs when something happens.

Third, an agent helps you use your coverage. We want you to take advantage of the benefits you have. That’s when your coverage truly works for you. Our agency offers a wide range of policies to protect clients, and our service department helps with things like filing claims, so you don’t have to navigate that process alone. When something happens, your focus should be on getting better, not figuring out paperwork or next steps. That’s where your dedicated agent or agency steps in to guide you.

Finally, these services come at NO cost to you. Agents are paid commissions by the insurance carriers for the policies we write, so you never pay extra for our guidance, support, or ongoing service. There are many great agents who are ready to help guide you!