Charles Garrett, Medicare Insurance Agent
Charles Garrett
Medicare Agent Licensed in SC
Contact Details
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Location
Liberty, SC
Charles Can Help With:
About Me
Greetings! I'm Charles, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Charles Garrett
Why, when you turn 78, are you no longer able to get a CT scan?
Answer: There is no Medicare policy that prevents getting a CT Scan after 78 or any certain age. The two things that will determine if it gets approved is if it is deemed medically necessary and if prior authorization procedures were followed.
I take several medications, including Mounjaro and Jardiance, and am comfortable with network restrictions. Which costs less overall: $0-premium Medicare Advantage with drug coverage or Medigap plus Part D?
Answer: Since you are comfortable with provider networks I would start by comparing $0 premium MAPD PPO and HMO plans. I would not necessarily go for the least expensive premium. Look for the one that covers both Mounjaro and Jardiance. One that has reasonable copays and coinsurance and a manageable out of pocket maximum. Also make sure that the doctors and hospitals you want to see are in network.
What are the reasons why I should work with a Medicare agent?
Answer: I offer education and guidance and I will always do what is best for you, not what's best for me. I will also supply continued support whenever you need me in the future.