Chad Cason, Medicare Insurance Broker
About Me
We've been helping Americans locally and nationwide with their Medicare coverage decisions since 2010.
In one call, we can:
- Walk you through your Medicare coverage options, like Medicare Supplement "Medigap" Insurance & Medicare Advantage "Part C" Plans in your area... with many reputable companies.
- Help you find the plan that fits your needs and budget.
- Answer any questions about Medicare and your supplemental insurance choices.
- And if you're ready to enroll, we can even sign you up over the phone, by email, or through the mail.
Our service is free, as the insurance company compensates us. Plan rates and benefits are the same whether you use an independent insurance agency or go direct with the insurer.
We save you time and money by offering many reputable insurance companies offering Medicare plans in your area! Plus, we provide annual plan reviews to ensure you're still on the right plan. There's no need to find a new agent each year or if your needs change. :)
Chad Cason
Lifelong Insurance Agency
(Owner/Licensed Agent)
My Google Reviews
138 Total Reviews (5.0)
May 13, 2025
Excellent enrollment service!!! Chad Cason made the Medicare Supplemental Insurance enrollment extremely easy!
May 9, 2025
April 10, 2025
Chad Cason helped me get set up with Medicare. He is very thorough, patient and courteous in his manner. Responds in a timely manner to questions. I highly recommend using his services.
April 7, 2025
Chad was extremely knowledgeable and very helpful with explaining every thing in great detail. I appreciate all that he did for me.
April 7, 2025
I appreciate all your help over the years with you. Thank you!
Q&A with Chad Cason
What's one piece of advice you wish every senior knew before picking a Medicare plan?
Answer: Currently, and in most states, it's much easier down the road to switch from a Medicare Supplement "Medigap" plan to a Medicare Advantage "Part C" plan than from a Part C plan to a Medigap plan. You have six months from your Part B start date to buy any Medigap plan and not be declined due to health. After six months, your application could be denied due to your health history. It's a lot to put in text, so call me, and we'll discuss all of it! Chad
What is one of the the most common misconceptions people have about Medicare?
Answer: That it's free! Most people qualify for "premium-free" Part A (80% hospital coverage) because they or a spouse paid into Medicare over the years. Still, Part B (80% doctor/physician coverage) has a standard monthly premium paid to Medicare. This premium is deducted from any Social Security benefits you receive, or you'll be billed directly from Medicare. You could qualify for the Part B subsidy if you meet certain income thresholds. Let's schedule a call so you know where you stand. Chad
If a senior is turning 65 but still working, should they enroll in Medicare or delay it?
Answer: If you have employer-based health insurance through your or a spouse's current employment, where there are more than 20 employees, and you're happy with the costs, such as monthly deductions/premiums and coverage, like potential out-of-pocket costs, you can delay Medicare enrollment without accruing penalties. If this is you, it's best to schedule a quick call so we can discuss your situation. Chad