Caleb Pearson, Medicare Insurance Agent
Caleb Pearson
Medicare Agent Licensed in TN and VA
Contact Details
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Location
Kingsport, TN
Caleb Can Help With:
About Me
Caleb was born & raised in Kingsport, TN. Initially, he focused on a career path in healthcare. He received an Associate’s Degree in Pre-Health Professions from Northeast State Community College then transitioned to East Tennessee State University where he received a Bachelor’s Degree in Exercise Science. He then received his Doctor of Physical Therapy Degree from ETSU in 2015.
In 2017, following his brother Brent's success with insurance, Caleb decided to begin his career in health insurance. Together, they established Jobe & Pearson Insurance in 2020.
As a healthcare provider and licensed insurance producer, Caleb has the knowledge and resources to provide coverage options for each customer. He prides himself on his ability to connect and engage with each client while prioritizing their individual needs.
Q&A with Caleb Pearson
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: This is a question that I get asked often. Yes, there are Medicare Advantage plans that have a $0 monthly premium, that doesn’t mean they’re completely “free.” You still have to pay your Medicare Part B premium (unless it's covered by a program you qualify for), and there can be out-of-pocket costs like copays, coinsurance, and deductibles when you use services.
The $0 premium plans can be a great option depending on your healthcare needs and budget, but it’s important to look closely at the plan’s coverage, provider network, and maximum out-of-pocket limits.
I always recommend taking the time to meet with an independent Medicare agent (over the phone or in person) to review your plan options.
What do you like most about being a Medicare agent?
Answer: What I enjoy most about being a local Medicare agent is the opportunity to truly connect with people in my community and help them navigate an often confusing system. Medicare can feel overwhelming, especially when you're trying to make the best decision for your health and budget. I love being able to simplify the process, answer questions clearly, and provide personalized support that’s just a phone call or visit away. Knowing that I’ve helped someone feel more confident and secure in their coverage—that’s incredibly rewarding.