Brenda Aguilar, Medicare Insurance Agent

About Me

Hello, I'm Brenda, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!

Get in touch with Brenda using this form

Q&A with Brenda Aguilar

Why not just call the insurance carrier directly?

Answer: That is an option, you can call the insurance directly or have an agent help you out. Either way you will get the help you need

My kids keep telling me to get a Medicare Advantage plan, but my friends say stick with Original Medicare. Who should I listen to?

Answer: Advantage plan is the way to go, you will get more benefits. Get in touch with me for more help. There is options for all your needs

I'm in the donut hole and can't afford my medications. What are my options right now before the 2025 changes?

Answer: explore manufacturer and patient assistance programs, use coupons from services like GoodRx, and ask your doctor about switching to a generic or cheaper brand-name drug.

What is the Medicare Advantage 3 midnight rule?

Answer: The Medicare "3-midnight rule" is a requirement for Medicare to cover the costs of a skilled nursing facility (SNF) stay. To qualify, a beneficiary must have had a prior hospital stay of at least three consecutive nights as an inpatient. The 3-midnight rule is not the same as the two-midnight rule and became a point of contention during the COVID-19 pandemic when a waiver temporarily suspended it

What are the reasons why I should work with a Medicare agent?

Answer: When working with a medicare agent, you will meet one on one and go over your current plan and all the benefits you are getting. Also go over the new plans and see what benefits you and also to make sure your Doctors, SPECILIST AND MEDICATIONS ARE COVERED.

Can I temporarily add travel or out-of-state coverage options?

Answer: This comes with your plan already. Your Medicare follows you, where ever you go as long as you are traveling or visiting not a permanent move.