Artreanua Carr, Medicare Insurance Agent
Artreanua Carr
Carr's Health Insure Group
Medicare Agent Licensed in AR, FL, GA, ME, MI, NC, NV, OH, PA, SC and TX
Contact Details
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Location
Concord, NC
Artreanua Can Help With:
About Me
My name is Artreanua, and I have worked in the insurance industry for 16+ years. I understand that in today's market, there is not a one-size-fits-all answer when it comes to insurance, and I am confident that my insurance provider partners and I can come up with an affordable solution for you and your family or small business.
Q&A with Artreanua Carr
What are the pros and cons of Medicare Supplement Plan G VS Medicare Supplement Plan N?
Answer: Pro's and con's would be based on your health status and your health benefit options. So it would be hard to state pro's and con's, in this case a needs analysis would be the first order to determine what would be your options. Then based on your neeeds analysis outcome you can judge rather those plans would have pro's and con's.
What happens if I am unable to provide creditable coverage?
Answer: By not providing creditable coverage you may be subject to a late enrollment penatly fee for Part B and Part D. If you are retiring from your place of employment that supplied you with health insurance, follow up with you human resource officer and have them fill out a CMS-L564 for proof of insurance. The CMS-L564 can be obtain from Medicare.gov or SSA.gov
What's the difference in copays vs deductibles?
Answer: A co-pay is a fixed amount paid for a specific healthcare service, while coinsurance is a percentage of the cost of service
I'm interested in a robotic knee replacement surgery that my surgeon recommends for my specific anatomy. How does Medicare coverage work for this advanced procedure?
Answer: Good Morning! Most procedures would have to be first of all medically necessary, but your cost, authorizations for an approval for the plan to pay etc would be based on the carrier and the plan you choose to be your plan. You are welcome to reach out to me to further discuss your options.