Adam Ashby, Medicare Insurance Broker
Adam Ashby
Legacy Group
Medicare Broker Licensed in CO, NE, UT, WA and WY
Contact Details
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Location
Fort Collins, CO
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LinkedIn
About Me
Let me help! I'm Adam, a Medicare Broker dedicated to serving your local area. With almost 20 years of helping individuals with their benefits I have put my focus into Medicare. Educating individuals on their options is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. As a Broker I represent 9 different carriers giving me access to over 80 different plans in our area. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Directions to My Office
Q&A with Adam Ashby
What's the most important question I should be asking about Medicare that I probably haven't thought of yet?
Answer: The most important question that most individuals spend almost no time thinking about is - What is most important to me today? The differences between Medicare Supplement and Medicare Advantage are significant - both serve a very important purpose. You need to be able to talk through your current needs and establish what value does each one bring to me and then decide for yourself what is better. So many of us are used to being told by our employer what our benefits are going to look like and then we have to adapt. You have the opportunity to choose what you need and work with a Broker who will fill that need. As a bonus, ask your broker how many carriers they represent - make sure that you are not working with someone who has limited your options by only working with one carrier.
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: The confusion that people run into is the process. Remember, you have paid for Medicare Part A through employment deductions you working life and you then pay for Medicare Part B as you start to enjoy Medicare coverage. That money is given to Insurance Carriers to then find a way to manage care in a way that they can be profitable. It is a different experience from Medicare Supplement - but based on choosing a plan that meets your needs can be exactly what you need.
What are some lesser-known benefits or services that my Medicare plan might cover that I could be missing out on?
Answer: Depending on the Carrier you choose there are some benefits that are available that some individuals do not think of. Some companies are offering food benefits, gym membership, shuttle services and even companionship benefits providing one on one social care. It is important that you allow a Medicare Broker review your needs and your available benefits to maximize the areas of help you need.