Bill Slaughter, Medicare Insurance Agent

Answer: Only if they have given you permission via a medical power of attorney recognized in the parent’s state of residence.

Answer: Medicare advantage companies have guidelines they must adhere to in order to market to seniors. I would ask the next caller if he or she is following the 48 hour rule.

They must receive your permission to talk to them, but must wait 48 hours after receiving your permission via a scope of appointment.

Answer: There are no networks with original

Medicare, as long as the provider accepts Medicare.

Often, there are networks to contend with as well as getting prior approval from the MA provider, unless an emergency is involved.

Answer: Yes, prescription plans and Medicare advantage plans send out annual notice of change at the end of September or early October.

Answer: It plainly says in most summaries that it’s just cleanings. Some will pay more, but it’s normally minimal.

Answer: Change your address; check if that’s the best plan for you. Probably need to change Part D plans. Some Part D plans may not be offered in your new state of residence.

Answer: You should request from SSA.gov your A&B Medicare card if you’re not covered by credible coverage at work. You do not need to include B, if you’re going to continue to work.

Answer: It depends on the OTC benefit, but some use at participating stores like a credit card; some do mail order. Often, they go unused.

Answer: Apply for LIS through Social Security, or take a plan without drugs through a giveback program in Medicare Advantage.

Answer: An agent can walk you through the maze and guide you toward a plan that fits your wants, needs and budget.

Answer: It shouldn’t affect it unless your spouse’s income is much higher and throw you in another income bracket or lower and qualifies you for a subsidy.