Tyler Henderson, Medicare Insurance Agent
Tyler Henderson
Medicare Agent Licensed in FL
Contact Details
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Location
Crestview, US
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About Me
As a Medicare agent, I’m here to make your healthcare choices simple and stress-free. I specialize in finding the perfect Medicare plan to fit your unique needs and budget. I’m committed to providing clear, personalized guidance you can trust—let’s navigate your Medicare options together!
Q&A with Tyler Henderson
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: You're in your initial enrollment period, which starts 3 months before your birthday month and ends 3 months after, so now's the perfect time to act. If you're getting Social Security, Parts A and B will come automatically; if not, go to SSA.gov or call 1-800-772-1213 to sign up. If you're still working or have other coverage, the plan can be tweaked. Also reach out to someone like myself to begin enrolling in a Medicare Advantage plan.
I picked a Medicare Advantage plan because of the dental and now I found out it only covers cleanings. Why didn't anyone tell me this upfront?
Answer: I’m sorry to hear you’re feeling frustrated about your Medicare Advantage plan’s dental coverage—it’s totally understandable to expect more clarity upfront. As a Medicare agent, I didn’t help you pick this plan, but I’m happy to shed some light on what might’ve happened. Dental benefits in Medicare Advantage plans can vary a ton, and sometimes the details get buried in the fine print. A lot of plans advertise “dental coverage” to draw folks in, but they might only cover basics like cleanings and exams, not bigger stuff like fillings or crowns. It’s possible the plan’s summary highlighted the dental perk without spelling out the limits, and unless someone walked you through the Evidence of Coverage document, those specifics can slip by. I’d love to help you review your plan now—maybe we can find a better fit for next enrollment if you need more than cleanings.
I've heard about IRMAA affecting my Medicare premiums. How can I find out if it applies to me, and how does it work?
Answer: Good day. The IRMAA starts when your single filer modified adjusted gross income exceeds $103,000. If you file jointly the IRMAA will kick in if the MAGI exceeds $206,000. If your income triggers the IRMAA the Social Security Admininistration with sent you a letter informing you of your new premium. The letter can generally be expected later in the year.