Wayne Creeden, Medicare Insurance Agent
Wayne Creeden
Iracare
Medicare Agent Licensed in DE, AZ, CA, CO, FL, MD, MI, NJ, PA, SC, TX, VA and WV
20+ Years of Experience
Contact Details
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Location
Dover, DE
Wayne Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Hi! My name is Wayne, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Wayne Creeden
I tried calling Medicare and got transferred five times. Is there any way to get straight answers from them?
Answer: It’s much easier to call IRACARE. There should be very few reasons to have to call Medicare directly. Calling a local agent is usually the best way to get your questions answered.
I'm turning 65 next month and the amount of Medicare mail I'm getting is overwhelming. How do I sort through all this?
Answer: People with Medicare usually need Iracare. It can be very confusing out there, and I usually find the best way for people to get the right advice is to just get Iracare.
How can I select the right healthcare company and representative to work with?
Answer: The best advice is go with a CFP® only for anything of this sort with at least 10 years of experience and do not use a captive agent. You want a CFP® who is a broker.
I called to ask about a knee replacement and suddenly they said I need prior authorization. I thought my plan was supposed to be good-what's going on?
Answer: You probably have an HMO. You need to call IRACARE. They can go over the options that you have, and compare what you have.
What are the reasons why I should work with a Medicare agent?
Answer: Because it’s free and you could get advice from a certified financial planner licensed to show you the differences to help you pick the best plan for your needs.
What's your go-to strategy for helping someone decide between Medicare Advantage and Medigap?
Answer: The only way to know for sure would be to sit with someone who is a certified financial planner, otherwise, an agent may be doing it based on the amount of commission they get. I would recommend calling an agency like IRACARE. They have multiple certified financial planners.