Wanda Martinez-Tirado, Medicare Insurance Broker

About Me

Hi, I’m Wanda—Your Local Medicare Insurance Agent

Medicare is my specialty, and I’m here to help you find the plan that fits your health needs and your budget. I’ll do the work of comparing plans from trusted national and local companies so you don’t have to. My goal is to make Medicare simple, stress-free, and tailored to you.

And the best part? My services are completely free.

Reach out today to explore your Medicare options—and be sure to mention you found me on Medicare Agents Hub!

Get in touch with Wanda using this form

Q&A with Wanda Martinez-Tirado

I was already scheduled for total knee replacement when I took out my policy, will my supplemental plan G still pay?

Answer: Yes, if you enrolled during your Medigap open enrollment period or a Guaranteed issue window, Medicare Supplement Plan G will pay secondary to Medicare, it covers coinsurance, copays and other gaps after Medicare pays, but does not cover the part B deductible. Then your plan must cover pre-existing conditions, including a schedule surgery. No medical underwriting applies. But if you enrolled in Plan G outside a protected timeframe the insurer may have require medical underwriting and some carriers impose a waiting period up to 6 months for pre-existing conditions, if the surgery was disclosed during underwriting, coverage may be delay-but not denied