Veronica Giron, Medicare Insurance Broker
Veronica Giron
Aponi Insurance
Medicare Broker Licensed in AZ, CA, CO, FL, MO, NE, NM, OK, TN, TX and UT
12+ Years of Experience
Contact Details
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Location
Colorado Springs, CO
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Phone
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Website
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About Me
Hello, I'm Veronica - a licensed and certified insurance broker with over a decade of experience. I provide personalized health Insurance solutions for Medicare, Individual, Family and Employer plans. Let's chat! We can review your current coverage or discuss options that are tailed to your needs making coverage simple, stress-free, and affordable and there's no obligation to enroll.
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Caring Consultations - Confident Choices!
Q&A with Veronica Giron
Can Medicare help cover in-home care for dementia patients who wander or need supervision 24/7?
Answer: Unfortunately, Medicare will not cover ongoing 24/7 supervision alone. For someone with dementia who wanders or needs constant supervision, Medicare's coverage is fairly limited.
What do you like most about being a Medicare agent?
Answer: What I enjoy most about being a Medicare agent is making a real difference in people's lives. Medicare can be confusing, and many individuals feel overwhelmed by their options. I take pride in simplifying the process, educating my clients, and helping them choose coverage that fits their healthcare needs, budget, and lifestyle.
Part A Inpatient Hospital deductible $1,676 but if I have Part C Advantage Plan, the hospital $350 copay per day 1-7 so how does this work?
Answer: When you enroll in Medicare Part C (also known as Medicare Advantage) is becomes the primary payer and the copay for Inpatient hospital would be covered under the Part C plan.
In NC, I’m on my husband’s active employer plan with 20+ employees. Since it’s credible coverage, can I delay Medicare, including Part D?
Answer: As long as the employers coverage is considered creditable you can delay Medicare and Part D to avoid any late enrollment penalty
I'm over 65, not enrolled in Part A or B, and leaving active coverage through an employer with 20+ employees for six months of COBRA.
Answer: Leaving employer coverage with 20+ employees qualifies you for an 8-month SEP to enroll in Medicare parts A & B. Cobra does not extend or restart the 8-month SEP, the clock starts when the employer coverage ends.
If I start dialysis, how does that change my Medicare eligibility or coverage?
Answer: If not already on Medicare you can become eligible due to ESRD kidney failure. Medicare usually begins on first day of the forth month of dialysis treatment.
Are imaging tests like MRI or ultrasound for breast cancer covered?
Answer: Test for MRI and ultrasound are covered by Medicare, however there is cost sharing and the amount is based on the plan coverage of benefits.
What is the main benefit of Medicare Part D?
Answer: Medicare Part D, covers prescription medications and can be included in a Medicare Advantage plan or purchased as a stand-alone plan.
Can I meet with a Medicare advisor on behalf of my mom and dad?
Answer: Hello, my name is Veronica Giron. Yes, if you have questions and would like to connect, please contact me.