Tom Perrucci, Medicare Insurance Agent
Tom Perrucci
Premier Medicare Benefits
Medicare Agent Licensed in IL, FL, IA, KY, MI, OH, OK, SC, TX, VA and WI
Contact Details
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Location
Hoffman Estates, IL
Tom Can Help With:
About Me
Hi! My name is Tom, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Tom Perrucci
What's the most important question I should be asking about Medicare that I probably haven't thought of yet?
Answer: When should I start the process of enrolling in Medicare, and what are my options to add additional coverages to make up the 'gap' that Original Medicare leaves.
How can I make sure I'm not overpaying for my Medicare plan, and are there any tools or resources you recommend?
Answer: Do a comparison of all the available plans to you based on your age, gender and zip code.
Go to Medicare.gov to do a overview, but it is always best to work with an independent broker agent who has tools and access to all the major Medicare carriers.
I have multiple medications; how can I ensure my Medicare Part D plan covers them all without breaking the bank?
Answer: Do a comprehensive comparison of available drug plans that cover all your meds , as well as your preferred pharmacy. Calculate the total estimated costs. ( monthly premium if any + cost of the meds).
My neighbor says I'm crazy for paying for a Medigap plan when Medicare Advantage is "free." What should I tell him?
Answer: Advantage Plans are not free, there are copays , coinsurances when you utilize the services. What you pay for a plan is only one aspect, there are other things to consider. Your coverage, your doctors, network, your health, risk personality as well as your budget.